Hard Money 2017-08-28T19:10:04+00:00

California Lending for Residential & Commercial Hard Money Loans under $2.5M

Hard Money

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Lending Guidelines

Lending Guidelines

  • Loan Amounts: $250,000 – $2.5 million 
  • Loan to Value (LTV): up to 70%

  • Interest Rates: 6.99% – 14.99%

  • Fees: 2 – 6 points (including lender or investor fees)

  • Loan Term: 12-60 months

  • Property Types: Investment residential and commercial

  • Loan Types: Purchase, Refinance, Equity Cash out, Bridge Loan, Rehab, Construction, Lender Participation

Why Choose Mortgrates Property Financing?

Why Choose Mortgrates Property Financing?

  • Short or longer term loans (up to 5 years)
  • Competitive rates and fees

  • Lots of capital waiting to be invested

  • Long list of satisfied borrowers and investors

  • Will consider any loan that makes sense.

Financing Available in the Following Areas

Financing Available in the Following Areas

  • Los Angeles
  • San Diego
  • San Jose
  • San Francesco
  • Fresno
  • Sacramento
  • Oakland
  • Sonoma

Many more…servicing all of California.

Trusted Partners

We have worked with some of the biggest names in the industry as well as individuals.

California
Mortgage Rates
30 Year Fixedloading..
15 Year Fixedloading..
5/1 ARMloading..
Wells Fargo - Home Mortgage Jumbo Loans
30 Year Fixedloading..
15 Year Fixedloading..
7/1 ARMloading..
click to enlarge

first

Compare Loan Offers and get the best deal!

Mortgage Rates as low as 3%

Type of Loan?

Type of Property?

Get a low rate. All quotes are free

Second Step

You're only a few steps away from getting competitive rates.

How do you use this property?

Proceed

Third Step

You're only a few steps away from getting competitive rates.

Property zip code?

 

Proceed

Forth Step

There are still low rates available in

What's the estimated property value?

Proceed

Fifth Step

There are still low rates available in

What's your 1st mortgage balance?

Proceed

Sixth Step

Do you have a 2nd mortgage?

Proceed

seventh Step

There are still low rates available in

How much additional cash do you wish to borrow?

Proceed

Eighth Step

Do you need a trusted pro for a major home improvement?

Proceed

Ninth Step

There are still low rates available in

What's your estimated credit rating?

Proceed

Tenth Step

Property address?

Proceed

Eleventh Step

There are still low rates available in

We need just a few more details.

First Name?

Last Name?

Proceed

Twelveth Step

There are still low rates available in

You are almost there just one more step.

Phone number?

Proceed

Thirteenth Step

There are still low rates available in

This is the last step to get your low rate.

Email?

Get My low Rate